Cross-Border Corridors + FX Infrastructure
Cross-border pay-in and payout corridors with FX, partner routing and corridor-level economics.
What this is, in one paragraph.
Built a corridor abstraction over multiple PSPs and remittance partners so global merchants saw one API and one economic model, and routing, FX and compliance happened underneath.
Each rail is wrapped behind the same contract; corridor routing chooses on cost, success rate and partner health. FX, sanctions and reporting are platform concerns, not corridor-specific glue.
The job to be done.
Global merchants needed reliable, compliant pay-in and payout into Pakistan, Bangladesh, Nepal, Iraq and Egypt, and local merchants needed cross-border payouts and FX.
What I shipped.
- Corridor abstraction layer over multiple PSPs and remittance partners
- FX engine with margin controls and quote/lock flows
- Smart routing using cost, success rate and partner health
- Compliance overlays per corridor: limits, screening, reporting
How it's put together.
- Corridor = (source, destination, method, partner set, policy). Treated as a first-class product object.
- Quote/lock FX flow with hedge accounting awareness
- Per-corridor compliance pack (limits, KYC tier, reporting) versioned alongside the corridor
Where I sat in the work.
Owned partner strategy, commercial negotiations and the product surface that exposed corridors to merchants.
What moved.
- Live corridors covering UAE, Pakistan, Bangladesh, Nepal, Iraq and Egypt
- Lifted corridor success rates via cost+success-rate routing and per-rail retry curves
- Made cross-border economics transparent to merchants
What I chose against.
- Standardized corridor contract slowed early partner onboarding; paid off after partner #3
What I'd take into the next build.
- A corridor is a product, not a partner integration. Owning the abstraction is owning the margin.
- Local methods plus FX, not cards alone, win cross-border in emerging markets.
Relevance to networks, PSPs and cross-border platforms.
The transferable core: corridor ownership as one product, partner selection, FX exposure, payout reliability, compliance overlays and merchant-facing economics managed together. That is the same job inside every network, PSP and cross-border platform; only the logo changes.
Discussing payment infrastructure / product leadership roles?
Reference-available. Download the résumé or get in touch.
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