Crypto & Stablecoin Payments
Crypto on-ramps and off-ramps are now part of regulated payments. These posts cover product design for fiat↔crypto rails, stablecoin settlement, custody and the compliance frame (Travel Rule, VARA, FATF) that a payments product team has to ship inside.
Essays · 4
SWIFT and Cryptocurrency: The Honest Take
Stablecoins solve a real cross-border problem in specific corridors. They do not solve every cross-border problem in every corridor.
Crypto On-Ramps: A Product Guide for Banks and Fintechs
A crypto on-ramp is a payments product, not a crypto product. The hard parts are KYC tiering, sponsor liquidity, FX exposure and Travel Rule, not the wallet integration.
Crypto Off-Ramps in Emerging Markets: The Real Plumbing
An off-ramp is only as good as the local payout rail underneath it. In emerging markets, that rail is the hardest, most fragile part of the entire crypto stack.
Stablecoin Payments in 2026: Where USDC, USDT and Bank-Issued Stables Actually Fit
Stablecoins are quietly winning the B2B cross-border settlement use case. They are still losing consumer acceptance. The interesting product work is at the boundary.