For Banks & Regulated Fintechs
Regulated fintechs and banks need product leaders who can hold up under audit, sponsor-bank scrutiny and central-bank engagement. This is the operating posture, with proof.
SWIFT & ISO 20022
SWIFT messaging, gpi, ISO 20022 migration, correspondent banking and the standards layer of cross-border.
Settlement & Reconciliation
Ledger design, three-way reconciliation, exception management and treasury, the trust layer of payments.
A regulated, multi-rail payments platform processing $1B+ annual GTV and 25M+ monthly transactions across pay-in, payout, wallets (DCB/IBFT), card acquiring (MPGS/MDES), settlement, FX and cross-border corridors, PCI DSS and ISO/IEC 27001 certified.
A multi-rail settlement and reconciliation engine, canonical double-entry ledger, three-way auto-reconciliation, exception management and corridor-aware payout windows. Closed the gap between treasury, finance and product at $1B+ GTV.
Fraud & AML/CFT
Layered fraud controls, AML/CFT monitoring, sanctions screening, chargebacks and the false-positive budget.
Automated merchant onboarding pipeline, KYC/KYB, UBO discovery, sanctions and PEP screening, risk-tiered decisioning with full audit trail. Activation cut from weeks to hours; manual review load down 70%.
Layered fraud, AML/CFT and sanctions decisioning built natively into the payments stack, vendor signals, device intelligence, internal velocity rules, SAR-ready audit trails. Fraud loss held <0.1% of GTV; fraud incidents down ~65%.
Merchant Onboarding
KYC/KYB automation, risk tiering, activation funnel and the trade-off between conversion and default.
Automated merchant onboarding pipeline, KYC/KYB, UBO discovery, sanctions and PEP screening, risk-tiered decisioning with full audit trail. Activation cut from weeks to hours; manual review load down 70%.
Identified, value-modeled and deployed 4 production GenAI solutions across merchant integration support, incident auto-escalation, partner support automation, and a fraud/AML AI pilot with a major banking partner.
Payment Infrastructure
Building the regulated rails, pay-in, payout, ledgers, orchestration and the operating model that runs them.
A regulated, multi-rail payments platform processing $1B+ annual GTV and 25M+ monthly transactions across pay-in, payout, wallets (DCB/IBFT), card acquiring (MPGS/MDES), settlement, FX and cross-border corridors, PCI DSS and ISO/IEC 27001 certified.
A multi-rail settlement and reconciliation engine, canonical double-entry ledger, three-way auto-reconciliation, exception management and corridor-aware payout windows. Closed the gap between treasury, finance and product at $1B+ GTV.
Open to senior Product & Program roles in fintech.
Based in Dubai, UAE. Reference-available. Resume below or get in touch directly.