For Visa & Mastercard
Network product roles need leaders who can stand up acceptance, tokenization and settlement against scheme requirements while operating in markets that don't read like the US. This is what that work looks like in production.
Payment Infrastructure
Building the regulated rails, pay-in, payout, ledgers, orchestration and the operating model that runs them.
A regulated, multi-rail payments platform processing $1B+ annual GTV and 25M+ monthly transactions across pay-in, payout, wallets (DCB/IBFT), card acquiring (MPGS/MDES), settlement, FX and cross-border corridors, PCI DSS and ISO/IEC 27001 certified.
A multi-rail settlement and reconciliation engine, canonical double-entry ledger, three-way auto-reconciliation, exception management and corridor-aware payout windows. Closed the gap between treasury, finance and product at $1B+ GTV.
Cross-Border Payments
Corridors, FX, partner routing and the product economics of moving money across markets.
A regulated, multi-rail payments platform processing $1B+ annual GTV and 25M+ monthly transactions across pay-in, payout, wallets (DCB/IBFT), card acquiring (MPGS/MDES), settlement, FX and cross-border corridors, PCI DSS and ISO/IEC 27001 certified.
Cross-border pay-in and payout corridors with FX, partner routing and corridor-level economics.
Settlement & Reconciliation
Ledger design, three-way reconciliation, exception management and treasury, the trust layer of payments.
A regulated, multi-rail payments platform processing $1B+ annual GTV and 25M+ monthly transactions across pay-in, payout, wallets (DCB/IBFT), card acquiring (MPGS/MDES), settlement, FX and cross-border corridors, PCI DSS and ISO/IEC 27001 certified.
A multi-rail settlement and reconciliation engine, canonical double-entry ledger, three-way auto-reconciliation, exception management and corridor-aware payout windows. Closed the gap between treasury, finance and product at $1B+ GTV.
Fraud & AML/CFT
Layered fraud controls, AML/CFT monitoring, sanctions screening, chargebacks and the false-positive budget.
Automated merchant onboarding pipeline, KYC/KYB, UBO discovery, sanctions and PEP screening, risk-tiered decisioning with full audit trail. Activation cut from weeks to hours; manual review load down 70%.
Layered fraud, AML/CFT and sanctions decisioning built natively into the payments stack, vendor signals, device intelligence, internal velocity rules, SAR-ready audit trails. Fraud loss held <0.1% of GTV; fraud incidents down ~65%.
Emerging Markets
MENA, South Asia and the operating realities that pressure-test payments outside the OECD model.
A regulated, multi-rail payments platform processing $1B+ annual GTV and 25M+ monthly transactions across pay-in, payout, wallets (DCB/IBFT), card acquiring (MPGS/MDES), settlement, FX and cross-border corridors, PCI DSS and ISO/IEC 27001 certified.
Cross-border pay-in and payout corridors with FX, partner routing and corridor-level economics.
Open to senior Product & Program roles in fintech.
Based in Dubai, UAE. Reference-available. Resume below or get in touch directly.