Open source · MIT
Product Manager OS
A readable operating loop for product work, with human stage gates, fill-in templates and optional AI layers. Use the structure without needing a hosted product or account.
Inspect Product Manager OS◆ Public library
Working material for regulated payments.
Open systems, practical guides, case studies and topic collections. Everything here is already published and available to read, use or inspect.
01 · Open source
A product operating system you can inspect.
02 · Practical guides
Start with a decision, not a category.
A focused set of working guides from the published knowledge base for product, risk, settlement and platform decisions.
Product Strategy
Payments PRD Template: The 9 Sections Every Senior PM Should Write
A practical payments PRD template for senior product managers covering rail choice, risk, settlement, compliance, operations and launch gates.
9 min read
Settlement & Reconciliation
Three-Way Reconciliation at Scale
How to design three-way reconciliation across PSP, internal ledger and bank statement at $1B+ GTV, match keys, tolerances, exception taxonomy, and SLAs.
10 min read
Payment Infrastructure
Hosted Checkout vs Direct Card Processing: A Product Maturity Guide (MPGS, MDES, 3DS)
Hosted checkout ships fast. Direct card processing ships maturity. A practitioner walk-through of MPGS, MDES, tokenization, 3DS, and PCI scope decisions.
12 min read
Cross-Border Payments
A SWIFT Compliance Checklist for Banks and Fintechs
A practitioner checklist for SWIFT-related compliance, sanctions, AML/CFT, CSP, ISO 20022 readiness, gpi adoption, and audit trail.
7 min read
AI & Product Operations
Agent Payment Guard Shows x402 Needs Pre-Payment Risk Gates
agent-payment-guard shows why x402 and agentic payments need pre-payment risk gates, mandate checks, and fail-closed controls.
7 min read
Product Strategy
The Risk-Adjusted Backlog: Prioritising Payment Products When Failure Costs Real Money
How senior payment product teams prioritise roadmaps when revenue, compliance, fraud, settlement risk and reliability all compete.
9 min read
03 · Case studies
See the operating decisions in context.
04 · Browse by domain
Follow a topic through the whole knowledge base.
Payment Infrastructure
Building the regulated rails, pay-in, payout, ledgers, orchestration and the operating model that runs them.
Cross-Border Payments
Corridors, FX, partner routing and the product economics of moving money across markets.
SWIFT & ISO 20022
SWIFT messaging, gpi, ISO 20022 migration, correspondent banking and the standards layer of cross-border.
Settlement & Reconciliation
Ledger design, three-way reconciliation, exception management and treasury, the trust layer of payments.
Merchant Onboarding
KYC/KYB automation, risk tiering, activation funnel and the trade-off between conversion and default.
Fraud & AML/CFT
Layered fraud controls, AML/CFT monitoring, sanctions screening, chargebacks and the false-positive budget.
Payment APIs
API design for pay-in, payout, local methods and developer experience in regulated environments.
Emerging Markets
MENA, South Asia and the operating realities that pressure-test payments outside the OECD model.
AI in Fintech & Payments
GenAI use-case identification, value modeling, three production AI systems and one fraud/AML banking pilot across regulated payments operations.
Crypto & Stablecoin Payments
On-ramps and off-ramps, stablecoin settlement, custody design, Travel Rule and VARA/FATF alignment for regulated payments teams.
Program Management & PMO
PMBOK + Agile hybrid frameworks, RAID logs, SteerCo governance, OKRs and the PMO stack that actually ships at $1B+ scale.